Personal financial planning can involve a variety of issues or just one. Often one aspect of our financial life will impact another. A comprehensive plan will address everything that is relevant for a long period of time.
I specialize in working with those who are already retired or close to retiring, including Merchant Mariners. All clients receive Fee-Only Financial Planning.
I provide fee-only financial planning as a Certified Financial Planner. There are absolutely no hidden costs, never a sales commission, and all recommendations are based on what is determined to be in the best interest of the client.
A written long term financial plan can serve to eliminate much of the uncertainty about our futures. When can we afford to retire? What types of investments are right for us? How well will we be able to live in retirement? What do we need to do, and when should we do it? Will there be enough for our childrens education? Everyone should have a plan for thier childrens education, estsate, insurance coverge, investments, and taxation, that leads to their financial independence.
An important time to create a written financial plan is when there has been, or when there is expected to be a significant change in a person's, or a family's, finances. After several years small changes can also result in the need for a new plan.
The Process: Complimentary, confidential, one hour initial conference, either by phone or in person, to determine whether a written plan woud be helpful to the client. The client then provides information necessary to complete the written plan which includes specific recommendations.
Contact me for an appointment or for a Financial Planning Data Form.